Excepting referenced websites and pages, All information and graphics contained in the webites are the sole property of Jerome / Lisa Goulet. All layout and design work may not be reproduced or copied in any manner without written permission from Jerome / Lisa Goulet.

Limited Individual Use Permission: Permission is granted for an individual to download any information for his/her own personal use. Redistribution in printed or electronic media format is strictly prohibited.

Limited Educational, Governmental or Non-Profit Organization Use Permission: Permission is freely granted for distribution in printed format provided that:

• Source credit is given by including the phrase "Information courtesy of JTGoulet" with the additional active hyperlink reference to - http://mngudi.com

• An e-mail message, subject "Reference of MN Gudi Web Site" to let us know where and how the information is being referenced would be appreciated. Permission is automatically granted for us to quote your use of our material. Please include a statement of such in your email. For example, "Jerome or Lisa Goulet may include our person's / organization's name and the intended reference and use of the information in their materials."

Commercial Use Provisions: Any business, commercial, or anticipated profit revenue generating use of the information contained within the sites created and/or maintained by Jerome or Lisa Goulet is expressly forbidded without written consent of Jerome or Lisa Goulet. To request permission, please e-mail the following information to JGoulet@mngudi.com:

• Company Name
• Your name and corporate title
• URL(S) of information requested
• URL(S) of graphics requested
• Planned use of information

Thank you for understanding.